Recently you writes the first part of accident insurance. In the intantábamos we explain what is this sure is an unknown "tad". Part of that ignorance came by accident insurance that somehow is already in some coverages as may be off work insurance, life insurance ...
We leave you with this particular insurance as insurance practically all we talk about is of great importance. Do not miss the first part.
Modalities Personal Accident Insurance and / or labor
It really do not want to be heavy with this reason we also say in almost all items. But it is sometimes difficult sentencing and do not intend here! We explain. Although now move on to the different modalities that exist in accident insurance, each company has its own product accidents. Although all are equal, all are different! Sometimes it is even marketinianos reasoning that determine a new name to accident insurance. But it really is the same as before but had another name ... things of advertising and its circumstantial time.
Having said this, some of the modes are:
individual insurance
It is those insurance in which the insured is one person.
Insurance group
It is those insurance in which a mime contract there are multiple person insured. Generally these insurance usually nominative, where information on the identity of the insured, or innominate, where only the number of insured persons is established is expressed.
Sabtu, 10 September 2016
Personal Accident Insurance
Personal Accident Insurance - What is the Personal Accident Insurance?
It is basically insurance that provides compensation for the accidental death of the insured, caused by a violent and unexpected action, as long as it was not produced by the practice of a work activity or high-risk sport.
What it is meant by accident?
accident is considered to any personal injury (which can be determined by doctors in some way) suffered by the insured regardless of their will by the sudden and violent action or an external agent.
Does this insurance covers me at home and abroad?
Yes, coverage is extended to transit or stay abroad, except in countries that do not maintain diplomatic relations with Argentina.
Once I hired insurance, so I can change?
Yes, you can contact our Customer Care Center at 0800-555-9998 phone Monday through Friday from 8 to 20 hours. Infogalicia@galiciaseguros.com.ar you can also write to us or join our fanpage.
Can I designate my policy to other persons as beneficiaries of it?
You can designate as beneficiary of your insurance to the / s person / s you choose: relatives, indirect, partners, creditors, friends, tutors, etc. If you designate a minor and a loss occurs, a legal guardian charged the sum insured.
In turn, you can choose the number of beneficiaries you want and you can change them whenever you want. In case you have not designated any beneficiary, they will be the legal heirs.
I received my policy and I do not understand
Enter the following link to see a video tutorial that will show you how to read your policy and find information on it.
How is reporting a loss in the Personal Accident Insurance?
Upon the occurrence of any of the acts covered by your policy, view the following link detailed information on how to proceed: What cope with a disaster?
What is the maximum time I have to report a loss of Personal Accident Insurance?
In case the insured suffers an event covered by the policy, the holder or his / s recipient / s will have a period of one year for filing the claim.
This presentation can be extended up to three years if the beneficiaries were unaware of the existence of insurance.
What if I have unpaid dues from my Personal Accident Insurance?
Fees must be paid on time and to have the protection provided by the insurance contract. Contás with 30 day grace period for payment of the fee. After this period shall be automatically suspended coverage from the time of default 24-day expiration without judicial or extrajudicial some or notice of default, which will occur for the expiration of that period.
How I can change the means of collection, personal data or address my insurance?
All these steps you can solve them with us contacting you for any of our service channels:
- By telephoning 0800-555-9998 Monday through Friday from 8 to 20 hours.
- By mail, writing to infogalicia@galiciaseguros.com.ar.
- And we are also social networks! Enter our facebook page www.facebook.com.ar/GaliciaSeguros
What if I do not want more insurance?
You can terminate your insurance at any time by contacting our Customer Service Centre at phone 0800-555-9998 Monday through Friday from 8 to 20 hours. - See more at: http://www.galiciaseguros.com.ar/gestion-de-tramites/accidentes-personales-preguntas-frecuentes#sthash.spgNpCGw.dpuf
It is basically insurance that provides compensation for the accidental death of the insured, caused by a violent and unexpected action, as long as it was not produced by the practice of a work activity or high-risk sport.
What it is meant by accident?
accident is considered to any personal injury (which can be determined by doctors in some way) suffered by the insured regardless of their will by the sudden and violent action or an external agent.
Does this insurance covers me at home and abroad?
Yes, coverage is extended to transit or stay abroad, except in countries that do not maintain diplomatic relations with Argentina.
Once I hired insurance, so I can change?
Yes, you can contact our Customer Care Center at 0800-555-9998 phone Monday through Friday from 8 to 20 hours. Infogalicia@galiciaseguros.com.ar you can also write to us or join our fanpage.
Can I designate my policy to other persons as beneficiaries of it?
You can designate as beneficiary of your insurance to the / s person / s you choose: relatives, indirect, partners, creditors, friends, tutors, etc. If you designate a minor and a loss occurs, a legal guardian charged the sum insured.
In turn, you can choose the number of beneficiaries you want and you can change them whenever you want. In case you have not designated any beneficiary, they will be the legal heirs.
I received my policy and I do not understand
Enter the following link to see a video tutorial that will show you how to read your policy and find information on it.
How is reporting a loss in the Personal Accident Insurance?
Upon the occurrence of any of the acts covered by your policy, view the following link detailed information on how to proceed: What cope with a disaster?
What is the maximum time I have to report a loss of Personal Accident Insurance?
In case the insured suffers an event covered by the policy, the holder or his / s recipient / s will have a period of one year for filing the claim.
This presentation can be extended up to three years if the beneficiaries were unaware of the existence of insurance.
What if I have unpaid dues from my Personal Accident Insurance?
Fees must be paid on time and to have the protection provided by the insurance contract. Contás with 30 day grace period for payment of the fee. After this period shall be automatically suspended coverage from the time of default 24-day expiration without judicial or extrajudicial some or notice of default, which will occur for the expiration of that period.
How I can change the means of collection, personal data or address my insurance?
All these steps you can solve them with us contacting you for any of our service channels:
- By telephoning 0800-555-9998 Monday through Friday from 8 to 20 hours.
- By mail, writing to infogalicia@galiciaseguros.com.ar.
- And we are also social networks! Enter our facebook page www.facebook.com.ar/GaliciaSeguros
What if I do not want more insurance?
You can terminate your insurance at any time by contacting our Customer Service Centre at phone 0800-555-9998 Monday through Friday from 8 to 20 hours. - See more at: http://www.galiciaseguros.com.ar/gestion-de-tramites/accidentes-personales-preguntas-frecuentes#sthash.spgNpCGw.dpuf
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